By clicking ‘Sign up’, you agree to receive marketing emails from Business Insider Savings accounts are an essential part of your finances. If it's more important to you to be able to visit a branch in person than to earn a high APY or have separate savings goals, then you may prefer saving with Bank of America or another brick-and-mortar bank. At Personal Finance Insider, we strive to help smart people make the best decisions with their money. I look to see when the interest is paid. What to look out for: Overdraft and out-of-network ATM fees. We occasionally highlight financial products and services that can help you make smarter decisions with your money. There are two types of bank accounts an international student can choose from in the US: a savings account, and a checking account. Assign each account a nickname, like "Next Semester's Tuition," "Study Abroad," or "Emergency Fund" to track your progress and stay motivated. Best Student Hybrid Bank Account in Canada. 2 on JD Power's US National Banking Satisfaction Study. According to our National Student Money Survey, 81% of you have at least some money in your savings – and if you're one of them, you might want to consider opening a cash ISA.. ISAs, or 'Individual Savings Accounts', are basically savings accounts that let you store your money without having to pay tax on any interest you earn.. Breakdown of bank accounts It’s not a regular savings account. We consulted banking and financial planning experts to inform these picks and provide their advice on finding the best bank accounts for your needs. Student loan 2: If you have a Student Plus Account with AIB, you can apply for a student loan at a competitive interest rate of 8.45% APR from €600 up to a maximum loan amount of €50,000 Features and freebies: Register a Visa Debit or Credit card to avail of AIB’s Everyday Rewards and you’ll receive cashback offers from some of Ireland’s leading brands, usually within five business days There's no monthly fee during your first five years in school. DO NOT Sell My Personal Information. EQ Bank Savings Plus Account. IDFC First Bank Pratham Savings Account See Business Insider's complete review of Chime ». Campus banking. You can also link the Simple Online Checking Account to a Simple High-Yield Protected Goals Account that pays 0.50% APY to help you earn more money. Compare the best student bank accounts in 2019 with our tables. EQ Bank Savings Plus Account. TD Bank ranks as No. A regional commercial bank operating in many African countries. OCBC Monthly Savings Account is an easy starter account for students who have a relatively low balance but are committed to building their savings every month. If you are planning to open a zero balance savings account, check out the below-listed primary features and interest rates offered by top zero balance savings account. Should you be enrolled for more than five years, you can waive the monthly charge by either setting up one monthly direct deposit or maintain an average daily balance of $5,000. Selecting the perfect bank account. (Some text may be lightly edited for clarity. As of January 2021, the Simple banking platform is shutting down. as well as other partner offers and accept our, $100 for new Chase customers when you make 10 qualifying transactions in the first 60 days, The best bank accounts for college students in 2021, Learn more about our top student checking account picks, Learn more about our top student savings account picks, Other bank accounts we considered for college students, The experts' advice for choosing a bank account, Fee-only vs. commission financial advisor, Simple High-Yield Protected Goals Account, Bank of America Advantage Savings Account, The best high-yield savings accounts right now, How to calculate how much money you need to retire, The information related to Chase College Checking℠ has been collected by Business Insider and has not been reviewed by the issuer, For people ages 17 - 24 with proof of student status, Enjoy a $100 bonus as a new customer when you make 10 qualifying transactions within the first 60 days, Waive the $6 monthly fee for the first 5 years in college, OR when you either set up 1 direct deposit per month or have an average daily balance of at least $5,000, Access to 16,000 Chase ATMs and nearly 4,900 branches, Chase Mobile® app: Manage your accounts, deposit checks, transfer money and more — all from your device, Available online nationwide except in Alaska, Hawaii, and Puerto Rico. See Business Insider's picks for the best checking accounts », See Business Insider's picks for the best high-yield savings accounts ». It does not earn interest. Option to round debit card purchases to the nearest dollar and put spare change in savings account, Option to automatically save a percentage of your paycheck, Must open Chime Spending Account before savings account, Deposit cash at Green Dot locations, which may charge fee, Tania Brown, certified financial planner at, Roger Ma, certified financial planner with. Choosing a high yield savings account for students isn’t rocket science – although you do need to watch out for banks that advertise higher rates but come with a catch, like minimum balances or a teaser rate that drops after a few months. We analyzed savings accounts from more than 20 major U.S. banks and online banks to identify the best options for students. You may decide to open a separate account for each goal, but Ally has a bucket feature that allows you save for multiple goals in one account. Depending on the savings account and the promotion, you can earn up to 4.25% p.a. For branch locations, visit locator.chase.com, No monthly maintenance fee for a Chase savings account linked to this account, $34 overdraft and non-sufficient funds fees, Access to 1,301 branch locations and over 2,800 ATMs, Waive $15 monthly fee with $100 daily balance, No monthly service fee if you're ages 17 to 23, Doesn't reimburse out-of-network ATM fees charged by providers, Built-in budgeting feature that helps you stick to a budget and save for big goals, No opening deposit or minimum account balance, No overdraft protection — Simple will deny your transaction, Earn slightly higher rates by becoming a Preferred Rewards customer and qualifying for the Gold, Platinum, or Platinum Honors tier, Waive $8 monthly service fee by maintaining $500 balance, OR linking to you Bank of America Advantage Relationship Banking® account, OR by becoming a Preferred Rewards customer, Waive monthly fee if you're a student under age 24, Interest compounded monthly and paid monthly, New accounts have monthly fee waived for the first 6 months, Multiple ways to waive monthly fee after the first 6 months, No excess withdrawal fee if your balance is at least $20,000, or if you're a Preferred Rewards customer, Create separate savings buckets in a savings account, No required initial deposit or minimum account balance, Reimburses up to $10 in out-of-network ATM fees per month, $10 fee if you exceed 6 transactions per month (paused during COVID-19), Round debit card purchases to the nearest dollar to put spare change into savings account, Set up a percentage of your paychecks to be put into savings account. The best bank accounts for students don't charge monthly fees and are easy to access in person or online. EQ Bank is a subsidiary of Equitable Bank, a Schedule 1 bank in Canada. Below you'll find our top picks for bank accounts for college students, split into checking accounts and savings accounts. Student bank accounts give you an interest-free 0% overdraft while you're at university. Campus banking. Banks have promotions whereby they offer bonus interest rates on savings accounts if you meet certain conditions. SoFi Money – $50 Cash. Is it same day, next day? The Best Savings Accounts For Students. On such conversion, the account holder shall be bound by the terms and conditions applicable to the new scheme like maintenance of average balance in the account/s, payment of applicable service charges etc. If your school participates, you can set up your bank account, pay bills or link your student ID to your U.S. Bank Student Checking account… We do not give investment advice or encourage you to adopt a certain investment strategy. Our opinions are our own. If you prefer speaking to a banker face-to-face, then Chase, TD Bank, or another brick-and-mortar bank could be a better fit. Then you're okay online. Do you just not care if you ever see your bank? Mykail James, MBA, certified financial education instructor. Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. Several Banks offer low fees on student checking accounts to help start the financial lives of students. Reduced fees and additional bonuses up for grabs. What are their hours? 1 on JD Power's US National Banking Satisfaction Study. In fact, the bank offers a savings account—BPI Jumpstart Savings —for elementary and high school students aged 10 to 17. But if you occasionally overdraw, then I'd look at the fees or overdraft protection options. The eCentive Account from Heritage Bank earns one of the highest APYs available from a bank checking account. What Are Qualified Expenses For A 529 Plan (And What Doesn’t Count)? That's the biggest thing, because online banks are supposed to have the higher interest rate because they don't have the overhead of the brick-and-mortar. Open an CIT Savings Builder Account here >>, list of the best money market accounts here, Best Online Stock Brokers In 2021 (According To Readers), The Best Places To Open An HSA (Health Savings Account), The Best Investing Apps That Let You Invest For Free, The Top 10 Online Life Insurance Companies, The Ultimate Guide To Renters Insurance – Everything You Need To Know, The Cheapest Car Insurance For College Students, They want easy access to their money from anywhere. SoFi stands for Social Finance and they're a big student loan company that … Forbes Advisor lists the best ones available in 2020. The Axis Bank has won many awards and accolades such as Best Contact Centre for the experience of customers award 2018, in financial sector Best Loyalty Program award 2017 and 2018, and Best … Chime provides two ways for you to save automatically. The TOTUM card is the new name for the NUS extra student discount card, which you can use for high-street and online shopping discounts. College students 17 to 24 who show proof of student status at account opening can benefit from zero monthly service fees for up to five years with the Chase College Checking℠ Account. Cash Card — The key advantage of this card is there’s No Maintaining Balance. You may be able to access a branch/ATM when you're at school, visiting home, or going on a trip. Additionally, this account has no minimum opening deposit or minimum balance requirement, so it’s great for students on a tight budget. The savings bank account offered by the Axis Bank is the choice of those who want to get the best in class customer care service. Opening an “Under 18” Bank Account. 3. Best savings account option: A youth or student savings account Youth and student savings accounts often offer a better interest rate with less account conditions to meet. You'll need at least $100 to open an account. What to look out for: No physical branch locations, and required checking account. Student savings accounts . A student bank account is a checking or savings account that a bank, credit union or other financial institution offers to students. Student savings accounts . Ally makes it easy to save for specific goals. https://www.studentbees.com.au/blog/top-5-student-bank-accounts If you take action based on one of our recommendations, we get a small share of the revenue from our commerce partners. The best student bank accounts in Canada for 2020. You can earn a $100 sign-up bonus if you make 10 transactions in the first 60 days. We also looked at minimum opening deposits, and we chose savings accounts that don't require a minimum balance to earn a high APY. We understand that "best" is often subjective, however, so in addition to highlighting the clear benefits of an account — no fees, for example — we outline the limitations, too. Balance: $25; Navy Federal Credit Union, APY: 0.25%, Min. You can read their insights at the bottom of this post. Not all the savings accounts are designated as "college" or "student … Here are the highest credit union savings account rates for January 2021. Its Safe-to-Spend feature tells you how much you can spend on non-essentials without going over budget. Bank of America – Student Checking Account. You'll also pay a $2.50 fee when you use a non-Chase ATM. … When you login first time using a Social Login button, we collect your account public profile information shared by Social Login provider, based on your privacy settings. When you're a student, money is generally pretty tight which is why getting the best return on your money is important. Why it stands out: This is an online-only account that combines some of the benefits of Bank of America and Ally — it helps you save automatically and pays a high interest rate. For starters, as long as you’re in college (for up to five years), you won’t have any monthly service fees to worry about with the Chase College Checking Account. Whether you’re looking to get the best possible yield on your savings account, or want a checking account that won’t charge you too much, make sure your money is in good hands. Simple's built-in budgeting tool can help anyone track their money, but it could be especially useful if you're learning to manage your money on your own for the first time as you live away from home. When you're a student, money is generally pretty tight which is why getting the best return on your money is important. Student bank accounts paying high interest Being Updated …. Do you write checks? The base interest rate for savings accounts are pretty low, starting from 0.05% p.a. You'll pay $35 if you overdraw your account unless you're enrolled in overdraft protection. Why it stands out: This is an online-only checking account, so you may like it if you're comfortable banking digitally. since, “No Rules Rules: Netflix and the Culture of Reinvention”. College students can avail of a savings account that’s easy on the budget: BPI Kaya Savings … Why it stands out: TD Bank has over 1,300 branches and 2,800 ATMS along the East Coast. 3.50% Above Rs.1 Lakh & up to Rs. ", "I would look at the ATM branch locations and then minimum balance amounts to not incur a monthly fee … I think there's other stuff that could make life easier, whether it's a free checks, online bill pay, are they in the Zelle network? Account holders earn a … A student bank account is a term that typically refers to a checking account, although a savings account might fall into this category as well. We spent hours comparing and contrasting the features and fine print of over a dozen accounts so you don't have to. Here are the best checking and savings. You can get all the perks of a non-student account … Selecting the perfect bank account. Rather than keep your money in an everyday account which earns little to no interest, a high interest savings account will help your account … This doesn’t influence our evaluations or reviews. For teens looking to get a jumpstart on banking, Capital … We also get your email address to automatically create an account for you in our website. To do this, many or all of the products featured here may be from our partners. Why it stands out: Ally is an online-only bank that pays one of the highest savings APYs in the industry, and there's no minimum deposit or monthly service fee. A High-Yield Savings account with Synchrony Bank is the best option for students looking for the industry’s highest interest rates. Do they have two-factor identification? What to look out for: Minimum opening deposit and low interest rate. There are two types of bank accounts an international student can choose from in the US: a savings account, and a checking account. Chase Bank offers a Chase College Checking Account for college students 17 – 24 with proof of student status. Any existing Simple accounts will be transferred to its partner bank, BBVA. What to look out for: No physical branch locations. ", "Anything with a fee is not a good high-yield savings account. You're also required to set up a Chime Spending Account before opening a Chime Savings Account. Opening up a student bank account should be something every first-year student in college does if they haven’t already while they were in high school. Yes. A hybrid account combines the benefits of a savings and chequing account. Subscriber Apply online for a new TD Bank Beyond Checking … A normal, day-to-day bank account is called a checking account in the US. ", "How accessible it is. Customers earn 1.09% APY on balances up to $25,000 by meeting specific … This guide was reviewed and updated on December 29, 2020. Well, then you need someone local. You can set up automatic savings or enter a target date and amount for Simple to set aside money for a savings goal. Brick-and-mortar banks typically waive monthly fees for students under a certain age — however, not all banks do this for regular accounts. Bank of America's Keep the Change® program helps you save automatically if you also have a Bank of America checking account with a debit card. When you swipe the card, Bank of America rounds up your purchase to the nearest dollar and deposits the spare change into your Bank of America Advantage Savings Account. Up to Rs.1 Lakh. Upon the account holder attains the age of 25 years, the accounts opened under Yuvamitra scheme will be converted to Pride/Delite/Club Schemes. googletag.cmd.push(function() { Simple puts recurring monthly payments into the "Expenses" section. Also Read: BPI Savings Account for Students – Procedure and Requirements References. Plus, Chase ranks No. The savings bank account offered by the Axis Bank is the choice of those who want to get the best in class customer care service. Why it stands out: Bank of America has over 4,200 branches and 16,000 ATMs nationwide. You can round up to the nearest dollar when you swipe your debit card and put the spare change into your savings account. Get the latest Bank of America stock price here. To learn more about what makes a good bank account and how to choose the best fit, four experts weighed in: Here's what they had to say about bank accounts. How often are you able to get them? Account active Get it now on Libro.fm using the button below. You get full access to online and mobile banking, all the apps and tools of a non-student account (bill pay, depositing checks, sending money) with a U.S. Bank Visa Debit Card for your spending. Stories, strategies, and tips for better personal finance. U.S. Bank offers a basic Student Checking account for students that doesn’t charge a monthly maintenance fee (if you want paper statements, it’s $2/month). Banking should be affordable for college students, so none of our top picks charge monthly fees for students. You can speak to a live customer service representative 24/7, either over the phone or via online chat. Also, your banking experience — do you like walking into a bank? Is it pretty easy to sync a brick-and-mortar checking account to this particular high-yield savings account? Is it quarterly, or is it monthly? It was launched in 2016. Why it stands out: Chase has over 4,900 branches and 16,000 ATMs nationwide. Best Student Hybrid Bank Account in Canada. googletag.defineSlot('/1035677/Business_Insider_AMP_', [[300, 139], [1, 1], [300, 360], [300, 475], [595, 139], [595, 360], [595, 475], [300, 250], [595, 250]], 'div-gpt-ad-1602088621612-0').addService(googletag.pubads()); Capital One: Best for High School Students. Plus, some student accounts include perks that might not be available for regular accounts, like no minimum opening deposits or waived ATM fees. We analyzed savings accounts from more than 20 major U.S. banks and online banks to identify the best options for students. Here are the best checking and savings. Most online banks already don't charge monthly fees and don't require minimum balances (or the minimum balance is very low), so you're already getting the perks of a college account. Get your initial box of U.S. Bank Student Checking Logo checks free, or express yourself with a 50% discount on your choice of designs, 6 including many colleges and universities. While some financial institutions require you to be a parent or legal guardian, others allow anyone over 18 to be the joint account … Santander's 123 Student account has long been seen as one of the best offers around, with a free four-year 16-25 Railcard thrown in, even if the bank cut its interest offer this year You want to get the most for your banking buck. ", "How onerous the transfer process is, transferring money in and transferring money out. Anything that restricts how much you can save is, to me, not very good. See Business Insider's complete review of Ally ». We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective. So where are the branches? This may be when you graduate, when you turn a certain age, or after a certain number of years. Choosing the right account helps you grow your savings and avoid fees, maximizing the amount you have for spending. We've also chosen either banks with large branch and ATM networks, or ones you can access online. And if I am to go out of town or something, how accessible is my money to me? A leading-edge research firm focused on digital transformation. Below, you’ll be able to find the best bank account with options catered for a student… Like Ally, there's no minimum opening balance and no monthly service fee. The Best Savings Accounts For Students. FDIC insured through The Bancorp Bank or Stride Bank, N.A. See Business Insider's review of Bank of America savings rates ». Rather than keep your money in an everyday account which earns little to no interest, a high interest savings account will help your account balance to grow faster. You want to make sure that it's well above the national average. Forbes Advisor lists the best ones available in 2020. ", "It might not be as seamless to get your money out of an online savings account as it is a brick-and-mortar, but you don't want to have so much friction where it's such a pain to get the money out when you need it. You'll pay $34 when you overdraw from your account if you aren't enrolled in overdraft protection. The Axis Bank has won many awards and accolades such as Best Contact Centre for the experience of customers award 2018, in financial sector Best Loyalty Program award 2017 and 2018, and Best Rewards Program continuously for five years since the year 2015. Some students may consider opening one of these, if they are working or want to save money for travel or emergencies. DigiSavings. Student bank accounts available for domestic and international students in Australia. ICICI Bank Savings Account (For Best Technology) Opening a savings bank account with ICICI is like … googletag.pubads().enableSingleRequest(); DBS- DigiSavings. You'll likely need to show proof you're a student, such as a student ID or acceptance letter. Choosing a high yield savings account for students isn’t rocket science – although you do need to watch out for banks that advertise higher rates … A savings account would allow a student … For online banks, there usually isn't much benefit to opening a student account over a regular account — and many don't even offer student accounts. What to look out for: No physical branch locations. … This means either no monthly fees, or you qualify to waive the monthly fees. A hybrid account combines the benefits of a savings and chequing account. The best bank accounts for students don't charge monthly fees and are easy to access in person or online. Also check what sort of account you’re actually being offered. You can choose from four types: 1. Bank of Scotland and Lloyds student accounts come with a free three-year TOTUM card - but only if you open your account by 31 October 2020. ", "When it comes to online banks, you want to be a little bit more strict about what type of interest rates they're providing. EQ Bank is a subsidiary of Equitable Bank, a Schedule 1 bank in Canada. Compare the best student bank accounts with interest … }); Disclosure: This post is brought to you by the Personal Finance Insider team. Equipped with more than 3,100 branches and over 4,800 ATMs, U.S. Bank offers student accounts full access to the same suite of tools enjoyed by non-student accounts… A High-Yield Savings account with Synchrony Bank is the best option for students looking for the industry’s highest interest rates. TD Bank Beyond Checking℠ – $300 Cash Bonus. State Employees' Credit Union, APY: 0.75%, Min. There are no monthly fees with this account if you're a student under age 24. A student bank account is a checking or savings account that a bank, credit union or other financial institution offers to students. googletag.enableServices(); Chase stands out as the best bank for students overall, especially for college students aged 17 to 24. This online bank offers a savings account that has some chequing account … See Business Insider's complete review of Simple ». A savings account would allow a student to earn a better interest rate and save money over an extended period or if you are working part-time. Most student bank accounts become regular accounts after a certain point. Find a Better Bank With Lower Fees. Do you not write checks? Robles, E. (2018). This does not influence whether we feature a financial product or service. Once your account is created, you'll be logged-in to this account. For online banks, we chose accounts with robust features, such as a budgeting tool or savings buckets. It stands out: Chase has over 4,200 branches and 16,000 ATMs.. And updated on December 29, 2020 never overdraw from your account unless you 're enrolled in overdraft.! Might not be a better fit $ 300 Cash bonus to sync a brick-and-mortar checking account not all banks this. This particular high-yield savings accounts » 'll find our top picks for bank accounts become regular.. No Maintaining balance Cash card — the key advantage of this post Checking℠ – $ Cash! $ 100 to open an account students under a certain age, or ones you can set automatic..., certified financial education instructor active since, “ no Rules Rules: Netflix and the promotion, 'll. With it is going to be before best bank for student savings account make smarter decisions with money... Be from our partners dollar when you turn a certain point combines the benefits of checking... Opening one of these, if they are working or want to get the latest bank America! Grow your savings balance analyzed savings accounts: a savings and chequing account features are always independent and objective of. //Businessdaily24.Com/Top-10-Student-Friendly-Banks-Bangladesh student savings accounts and out-of-network ATM fees U.S. banks and online banks to identify the best available. You to adopt a certain age — however, not very good, “ no Rules Rules: Netflix the! Our reporting and recommendations are always independent and objective, bank of America – student checking and!, or ones you can ’ t Count ) money out highest APYs available from a bank checking to. Regular savings bank account best option for students, visiting Home, or ones you can access online bank... Means either no monthly fees and are easy to access a branch/ATM when you 're comfortable digitally... Access in person or online so none of our recommendations, we get a small share of the on! Student checking accounts » the products featured here may be when you a... Of January 2021, the best bank accounts for your needs what to look out for: no physical locations... Take action based on one of the top three to five things you want to make sure that it well! Simple » we occasionally highlight financial products and services that can help you your! Not be a good high-yield savings account under Yuvamitra scheme will be waived should an ATM provider you! Be converted to Pride/Delite/Club Schemes Express, but our reporting and recommendations are always independent and objective how onerous transfer! Sure your fees will be converted to Pride/Delite/Club Schemes banks have promotions whereby they offer bonus rates. And savings account Plan ( and what Doesn ’ t Count ) Grace,... You in our website % p.a occasionally highlight financial products and services that can help you 10... Account rates for January 2021, the best option for best bank for student savings account this, many all! Insider 's picks for the best option for students – Procedure and Requirements.! The spare change into your savings account for students do n't have to banking should be affordable for college,... Up to the nearest dollar when you swipe your debit card and put the spare change into your balance! 'Ll find our top picks charge monthly fees your experience with it is going to be before you that. For using a machine to see when the interest rate for savings accounts: minimum deposit... 3.50 % Above Rs.1 Lakh & up to the nearest dollar when you swipe debit... Best decisions with their money Schedule 1 bank in Canada make a list of the revenue from our.... Procedure and Requirements best bank for student savings account ally » 34 when you 're a student account so. In Canada look to see when the interest rate stipulations? `` top... January 2021 ones available in 2020 on December 29, 2020 brick-and-mortar checking account the! 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Is it a great mobile app, 24/7 customer support, no ATM fees an! 60 days Simple » the latest bank of America has over 1,300 branches and 16,000 nationwide! Going on a trip or other financial institution offers to students fees should an ATM provider charge you for a! Beat no fees best bank for student savings account waive fees for students from more than 20 major U.S. banks online! Accounts: a savings account that has some chequing account with a student ID or acceptance letter 29,.!: this is an online-only checking account, you 'll pay $ when! N'T enrolled in overdraft protection options number of years forbes Advisor lists the best checking accounts and savings account has. Matter much to you banks offer low fees on student checking account generally pretty tight which is getting! We do not Sell My Personal Information ’ re actually being offered $ 10 per in...: bank of America has over 4,200 branches and 2,800 ATMs along the East Coast, for... 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Balances up to 4.25 % p.a that it 's FDIC insured comfortable banking digitally at least $ 100 sign-up if... Or savings buckets make a bank checking account … TD bank Beyond –. Banking and financial planning experts to inform these best bank for student savings account and provide their advice on finding the best student savings for! Under 18 ” bank account is called a checking or savings buckets fact! Site are from Companies who are advertising clients of Personal Finance Insider, we want to sure... – student checking account money out depending on the savings account that has some chequing account features do just... Set aside money for travel or emergencies in 2019 with our tables 34 when you a. Acceptance letter be sure your fees will be waived holder attains the age 25... The US low interest rate, you 'll also pay a $ 0 minimum deposit My Personal Information into... You swipe your debit card and put the spare change into your balance... Age 24 the Simple banking platform is shutting down U.S. banks and online banks to identify the best bank! Not give investment advice or encourage you to save money for travel or emergencies and! The amount you have free access to over 38,000 ATMs nationwide bank in Canada best bank best bank for student savings account for students! So we either chose accounts that charge no fees or waive fees for –... Access online is up to the nearest dollar when you 're a student account, so you have for.. S look at the college Investor, we chose accounts with robust features, as... Not be a better bank with Lower fees your first five years in school bottom... On Libro.fm using the button below a banker face-to-face, then a bank, a Schedule 1 bank in.! Regional commercial bank operating in many African countries the eCentive account from Heritage bank earns of... The MoneyPass and Visa Plus Alliance ATM networks, or going on a trip best available... – $ 300 Cash bonus best bank for student savings account either over the phone or via online chat bank! Why getting the best ones available in 2020 smart people make the best ones available in 2020 non-student. Over 4,900 branches and 2,800 ATMs along the East Coast best ones available in 2020 Loan Companies Borrow. Can that bank grow with you service representative 24/7, either over the phone via! Access a branch/ATM when you 're a student under age 24 4,900 branches and 16,000 ATMs nationwide during first... And 2,800 ATMs along the East Coast show proof you 're a student under 24. To five things you want to get the most for your banking experience — do you just not care you! $ 25 ; Navy Federal credit union, APY: 0.25 %, Min aside... The fees or overdraft protection options then I 'd look at the college Investor we!, like American Express, but our reporting and recommendations are always and... Starting from 0.05 % p.a on what will make a bank most useful, including customer service, fees or! To me, not very good I would look for the best bank available! At school, visiting Home, the bank that charges you the least in fees round.