The 3x on restaurants applies to literally any merchant under the broader restaurant umbrella, which on a no AF basis can only be matched by CFF/CFU. Many Chase Freedom Unlimited users receive a credit limit of $1,000 - $3,000. This makes each point worth 1.5¢ instead of 1¢. Wells Fargo also makes transferring points from your Wells Fargo Propel card easy – including transfers to family and friends or other Wells Fargo credit cards. This is my main driver. These are things like "Spend $X at XYZ merchant, get $10 back" or "Go to ABC merchant online or in-person, get 10% back up to $x.xx cash back". I have been with Wells Fargo for the past 5 years. Current credit cards: (list cards, limits, opening date): Wells Fargo Student Card, $500, Mar 2019. For best chance of getting Wells Fargo Cards, it's been reported that it can be helpful to establish and use them for banking first. Given its robust rewards, profuse perks, and lack of an annual fee, the Wells Fargo Propel American Express® Card has few downsides — except for the credit requirement. Since the points on this card — known as … No AF, cell phone insurance that has saved me multiple times, 3% back on gas, food, streaming, and travel. Please ask questions and contribute to the knowledge surrounding credit cards. Cash advances and balance transfers do not apply for purposes of this offer and may impact the credit line available for this offer. Wells Fargo Propel American Express® card cons. While there are plenty of credit cards without annual fees, few measure up to the Wells Fargo Propel. Some delivery apps are becoming iffy, like Postmates no longer classifies under either restaurants or rideshares so do a test purchase to verify you get 3x when using your carrier of choice. Can you tell me about the phone insurance? Like a bank account? Disclaimer: The information for the Wells Fargo Propel … Most credit card offers require very good credit. Getting approved for a credit card requires a little planning. Customer service experience has been good so far. Then everything else goes on my Double Cash. The card hits every high note, offering 20,000 bonus points after spending $1,000 in the first … As with the rest of America's big banks, the reviews on Wells Fargo are mixed at best. We find the best customer service and most consistent customer service from online banks and local credit … Approval wasn’t hard and they immediately allow you to do a CLI (with another hard pull) if you aren’t happy with the initial credit limit. Normally the brand deals are luxury, signup aggressive, or generally lagging in sales. There's a list of the ones that apply so keep watch of that. Find out how Chase determines your credit limit … Well once you do a few non-Wells Fargo account payments, they restrict you from making any more for the remainder of the month unless you call in to do them. Enter your username and password to securely view and manage your Wells Fargo accounts online. Your total credit limit will be provided with your Credit Card and shows on each of your billing statements. Is it worth getting the Wells Fargo propel getting just for the sign up bonus? A subreddit for discussing any aspect of credit cards. Opens in a new window. To capture it, you’ll have to spend $1,000 total in the first three months, earning another 1,000 points at a minimum … Existing relationship with WF. We may assign the following limits to your Account: Cash Advance Limit. There's a metagame in making the poor man's Chase Trifecta in order to get boosted travel redemption for no annual fee, which is nice for some. These bonus rewards points will show as redeemable within 1-2 billing periods after they are earned. Approval wasn’t hard and they immediately allow you to do a CLI (with another hard pull) if you aren’t happy with the initial credit limit. 3x on several categories; travel, dining, gas, streaming... Easy to redeem rewards. The Wells Fargo Propel American Express card has no annual fee, while the Capital One Venture card has an annual fee of $95. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. I looked at a lot of cards for my third cc and went with this one back in august. If you want to redeem your rewards for cash at a Wells Fargo ATM, you must have a Wells Fargo account, … Discover It (Student), $2500, Nov 2019. How is this card? If you’re traveling abroad, consider bringing a Visa or Mastercard credit … 1. The Wells Fargo Propel American Express® card is one of the new innovations from Wells Fargo. I think it's a good option for folks that want to get it and the Wells Fargo Visa Signature Card as well and use the points to book airline travel with the 50% points bonus. To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. Wells Fargo Propel AMEX app submitted Friday, 27-Jul. How is the bank managing this card? As with the rest of America's big banks, the reviews on Wells Fargo are mixed at best. WF Deals also stack with the usual rewards benefits. Other cards limit to just airfare and rentals. If you don't fit nicely into either group I think you can probably do better. Status: pending - need to verify a few pieces of information before giving a credit decision. Got the Propel earlier this year and have been happy with this setup ever since. The 3x on transit I believe is one of the more underrated benefits pre-COVID. Learn more. New Wells Fargo Propel American Express® card cardholders receive 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. If you do not have a Wells Fargo Credit Card yet, you can request a balance transfer when you apply for a credit … You should be approved with a score like that. Its a sturdy lil card, it has a metal core that is sandwiched between plastic. Click here to sign on to your Wells Fargo account(s). Is a relationship necessary to be approved? The Wells Fargo Propel … Important Credit Terms. As long as you have a minimum of 2,500 points, you can transfer Wells Fargo Propel … I have always just cashed out and I think the card is awesome. Finally, the Wells Fargo Deals combines both those only for Wells Fargo customers as well as Amex users. If you’re new to credit cards and looking to earn rewards, the Wells Fargo Propel could be a strong starter option. That is advantageous because with the Wells Fargo Visa Signature your points are worth 1.5 cents each (50% more) when you use them to book airfare through Wells Fargo. Limits on withdrawing cash. (8) Credit Limit. Sign on to the Credit Card Service Center through Wells Fargo Online and select Request Balance Transfer under Account Management. Please ask questions and contribute to the knowledge surrounding credit cards. So Netflix, Disney+, and Hulu count, but not SubParTVNetwork Premium+. Wells Fargo: Provider of banking, mortgage, investing, credit card, and personal, small business, and commercial financial services. By using our Services or clicking I agree, you agree to our use of cookies. Apple Card, $5000, Sept 2019. You can request a credit limit increase (CLI) directly from Wells Fargo by phone or online. Do note it's for top services, not every little streaming service on the web. The Wells Fargo Propel American Express® card doesn’t charge a foreign transaction fee, but that may not be a huge benefit overall since American Express credit cards aren’t as widely accepted overseas as other credit card networks. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, … I don’t mind because I have been using reddit and other people for guidance as well. I will say Wells Fargo isn’t the best bank and I don’t have any of their other products or services other than this card. Wells Fargo Propel American Express® card full terms and conditions. It's pretty great. I was over 5/24 by a few cards and had a looong standing relationship with wells fargo checking, so I applied primarily for the sign up bonus and was approved for 10k CL. I again asked to double my credit line (from $7,500 to $15,000). Compared to other credit cards that typically have minimum credit … Many AmEx offers are available and their own GoFarMall has tons of online deals. Press J to jump to the feed. I put everything in the 3X categories, as well as my cellphone bill, on the Propel. You can pair it with the Wells Fargo Visa Signature card to get 50% more value from your points (when redeeming for airfare). I also have the Barclays Apple rewards card (wouldn’t recommend just get the Apple credit … The Freedom Flex offers the same cashback on dining and is a stronger card overall (in my opinion/usage), & the Blue Cash Preferred gives the same transit bonuses with larger streaming ones. I'll be using it for gas while not on the 5% quarter for my chase freedom and for … Log into your Wells Fargo online banking account for your credit card and go to the “Manage Credit Limit” tab.. Wells Fargo gives you the option to increase your credit card limit … Just applied for the card a few months ago and like it so far. Press question mark to learn the rest of the keyboard shortcuts. Because every time I’ve needed service from wells Fargo I’ve waited 20-40 mins on hold. Press question mark to learn the rest of the keyboard shortcuts. Do they have a special customer service line for this card? Cookies help us deliver our Services. It's a great daily card. It is important to pay them in full and on time. Cardholders get up to $600 in cellphone insurance per claim as long as they pay their cellphone bills with their Propel card (max $1,200 … Also how is wells fargo? Wells Fargo Propel … Next step: apply for Wells Fargo Propel American Express® card. Best card on the market if you ask me, I’ve held the card for years , also I feel it’s better then some better cards that have annual fees. We find the best customer service and most consistent customer service from online banks and local credit unions. How to Increase Your Chances of Getting Approved for Wells Fargo Propel. Even making payments is handled differently than my other cards as I like to make small payments, often. For best chance of getting Wells Fargo Cards, it's been reported that it can be helpful to establish and use them for banking first. It’s one of several rewards cards issued by Wells Fargo.. Offering 3X points per dollar spent on … A subreddit for discussing any aspect of credit cards. I have ten credit cards & I've never really even been tempted by this one. Unlike other cards, this means virtually all transit from rental cars, tolls (bridge, expresslanes, etc...), parking (garage and meters), trains, planes, and public transit. Lucky you. The best Wells Fargo credit card is the Wells Fargo Propel American Express® card because it has a $0 annual fee and an initial rewards bonus of 20,000 points (worth $200) for spending $1,000 in the first three months. We may restrict the amount of your credit limit that can be used for Cash Advances. Generally speaking, good credit means a credit score of 690 or better. I was under the impression only AmEx direct cards were eligible for AmEx offers. Cash Back Cash Wise Visa ® trademark card learn more about the Wells Fargo … I still activate them all because why not, and there is something I might go to or use like Starbucks or national chain. As a non-traveling, cash back sort of user with heavy grocery spend, the benefits to me are the bonuses to streaming, dining, and transit. That’s a 76 percent increase, … Call Wells Fargo customer service at 1-800-642-4720. Gas for 2 cars, eating with the family, and streaming services for my girlfriend and son. Wells Fargo Propel Approval! More posts from the CreditCards community. Finally, especially during COVID-19, Wells Fargo Rewards has been dropping silent offers (activation required) where the first purchase of the listed category is 10% cash back up to $40. Looking to get a Chase Sapphire Preferred next but this is a solid card with a decent SUB for having no AF, and 0% apr for a year. Also interesting is Spotify/Apple Music count, but not Soundcloud. Wells Fargo determines your credit line on multiple factors, but the lowest credit line you can receive with this card is $1,500. To me it's an okay card for a very specific sort of user--either one who is interested heavily in travel, or one who values simplicity over optimization in terms of cash back. Wells Fargo Propel American Express vs. Bank of America® Travel Rewards * The Bank of America® Travel Rewards credit card carries no annual fee and earns an unlimited 1.5 points per … I capitalize on the gas, dining, and streaming multipliers. Chase Freedom Flex, $3800, Oct 2020. The 3x on streaming is nice since few cards offer it. Low minimum credit line. Wells Fargo Propel Amex – The 20,000-point intro bonus is worth $200. I didn’t have any relationship with WF when I got approved. The minimum recommended credit score for this credit card is 700. In general, you’ll need at least … I will say Wells Fargo … Just applied for the card a few months ago and like it so far. I've been thinking about this card for a while now and pulled the trigger last night. Are you thinking about applying for the Wells Fargo Propel American Express® card? Or call 1-800-642-4720. All things considered: 10/10 would recommend. The Wells Fargo Visa Signature card earns the same Go Far Rewards as the Wells Fargo Propel card and you can transfer points between accounts. The Wells Fargo Propel American Express® card requires good to excellent credit. For the former it has good rewards, especially when paired with other WF cards as mentioned; for the latter it's a good pairing with a 2% card (Citi Double Cash, Paypal, Fidelity) in a simple 2-card setup. This is my workhorse card. All Wells Fargo credit cards have $500 in phone insurance included too. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. The new limit on my Wells Fargo Propel American Express® card is (drumroll, please) … $13,200. You promise to use your Account only to the limits. ATM transactions, cash advances of any kind, balance transfers, SUPERCHE… 2. Press J to jump to the feed. For a free card, it's hard to beat. Absolutely love this card, just sad that my intro APR is ending soon. Opens in a new window. 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