How To Save Money on All Your Monthly Expenses and Bills. This thread is related to the thread about AT&T. Ready to ditch debt, save money, and build real wealth? - Insurance agent, "Great so your down payment is $XX and your quarterly payments are $XX" etc. Most personal finance books seem to be written with the about-to-retire set in mind. Your. 8. These are channels focused on a particular topic ranging anywhere from Politics, Funny, Uplifting News, Gaming all the way to “Tinder.”, Subreddits are denoted by r/”Topic” so for people like us, we would “join” communities such as. 7. Download my FREE Ultimate Guide to Personal Finance. Reddit Personal Finance is the most comprehensive place for top-notch personal finance advice on the internet. And then there are the people who make jokes and other less amusing comments. "My Dad just figured out he's been paying $30/month for AOL dial-up internet he hasn't used for at least the last ten years". Or for insurance purposes, you cannot compare that policy vs another one. Buying anything under a payment plan can be a real doozy. Sites such as eBay and OfferUp provide easy ways to upload your unwanted items for sale. "What about my stocks? "Should my wife quit work and stay at home to care for our child?". Most of the time, the terms are vague and there is almost no discussion about the most important piece of information for you – the final price. Unfortunately for this poor fellow, it cost him $3,600 which he could have added to his retirement nest egg over the years. Having a baby is one of the most exciting chapters for many parents and the desire to have one parent stay at home would be the dream for a huge portion of households. Copyright © 2021 Clever Girl Finance Inc. This can make a world of a difference when you have other medical costs to contend with. “Paying rent isn’t throwing away money.” If I ever go bald, know it’s because I tore my hair out every time I heard people say this. Um, I want to know what the final out the door price would be? Do you really need all that dental work? The last recession was called the Great Recession for a reason - it was a harder-hitting one than those that came before. I canceled my savings account, which I’ve had for over 30 years.”. 2. Be wary of finding a dentist on discount sites like Groupon as one user in the thread noted that false claims of cavities were made by a specialist from there. Well, for one this is a collection of the very best ones that beginners really need to know. NO!!! Find more subreddits like r/PersonalFinances -- Please check out /r/personalfinance instead Unless you’ve been hiding under a rock, you’ll know that health insurance costs can be astronomical in the U.S. “The cost of recruiting, onboarding/training, etc. Did this article teach you something new? Not all are sneaky, but they do have their ways to maximize on a sale and it’s in your best interest to know what those are! This article is full of solid tips on how to cut down on the cost of necessities, save more money on non-essential spending and pay down debt. Either way, you cannot lose by reading any of the books on this list. She loves all things related to finance and enjoys creating content online. The IRS never demands immediate payment (e.g. Excellent reminder on how to navigate tricky financial questions in job interviews. Be mindful of your spending and only buy things that make sense to buy. Many families ponder this every year. wire transfers or gift cards), or threatens to bring in the police, immigration officers or other law-enforcement. Most of the time, the terms are vague and there is almost no discussion about the most important piece of information for you – the final price. For official contest rules, please go to: gobankingrates.com/best-banks/official-rules/. All Right Reserved. When you compare that with the cost of paying upfront or the cost offered by a competitor, you’ll be surprised that what seemed like a great deal might not be so good after all. In an effort to highlight big contributors, Reddit awards “Karma” or points to users who receive a lot of upvotes on their comments and questions. This is a tricky one. But take it from me, you can learn so much from fellow Redditors. It is no fun to confidently sign up for a position only to discover down the road that others junior to you are being paid more. But tons of advice is out there for you to tap into. It’s a really engaged community that will discuss your personal situation with you — and give you opportunities to give back by contributing what you know. While it is wise to understand what the analysts are advising on the potential of a recession, it is also important to note that a lot of fear-mongering takes place on TV so do your best not to panic and instead, focus on making wise everyday decisions that will cushion you from any impact you may face should a recession occur. , you’ve probably realized it can be a goldmine of information. Who doesn't love a discount? 9. If the employer cannot offer an immediate raise but offers to make amends down the line, always get that in writing. Reddit’s finance tips truly cater to all audiences. Not surprisingly, one of the best personal finance subreddits is also the biggest – r/PersonalFinance. You may, therefore, be wondering what the issue is with leasing? By Yaёl Bizouati-Kennedy. As OP noted, it may not seem worth the effort, but it sure does add up. When you sit down in the chair in the finance office, you need to be as alert as a deer in hunting season. I make sure I make enough for my fiancé and me to have lunches for the entire week. Posts Wiki. Nothing could be truer. When not on a mobile device, we recommend browsing Personal Finance using the classic version of Reddit. (You may also like: 30 Money Blogs. If you’re ripped off by Comcast (or any internet company), Wells Fargo (or any bank/student lender), or Aetna (or any health insurance company), here’s how to get your money back. Reddit Personal Finance, r/personalfinance, is an excellent starting place for the average person to get knowledgable about personal finance. Reputable financial websites are a great place to double-check your research. This is something you should be doing regardless of how the markets look. 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