In general, you’ll need … The final leg on my journey was to call Wells Fargo (they don’t accept requests for higher credit limits online). Wanted to share my credit experience to date and my dismay at my first disapproval. Card Advice. A quick call today … Why We Like It. Uber vs Wells Fargo Propel. Please ask questions and contribute to the knowledge surrounding credit cards. The only other no-annual-fee metal credit cards that are widely available – the Wells Fargo Propel American Express® card and the Amazon Prime Rewards Visa Signature card (which requires a $119 Prime subscription) – charge more fees. 3X points for gas, dining out, travel, and eligible streaming services; Intro bonus offer of 20,000 bonus points for spending $1,000 in the first 3 months I still like the Blue Cash Everyday(3%) and US Bank Cash + card of course too (5%). Congratulations! Are you a student? I did one other recon about 2 years ago and the person I spoke with approved it themselves, edit: response was that no knew information was submitted, so none of what I did made the slightest difference or CSR didn't actually write anything down. Rewards: Earn 3X points on eating out, ordering in and popular streaming services, 3X points on gas stations, … I currently have 4 cards propel, cash wise, signature (WF trifecta) and blue cash preferred for groceries. Here’s the break down: This means that essentially I get 4.5X on the propel on its categories and 2.25X on everything else for 3 no anual fee CCs. I then unlocked my EQ and the CSR pushed the app to underwriting. You're asking them to review your application again and in some cases they take a fresh credit pull. This no-annual-fee beauty … The initial app pulled by experian report. Utilization has never gone above 30% and payments are made almost immediately after the card is used. Most credit card offers require very good credit. That's false, it's probably closer to 5%. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 … I checked Credit Karma and I have no hard pull on my Transunion/Equifax. May be easier to get a card from them. Only ended the conversation with it, Oh yeah, my fico scores are all in the 750's or higher, I had business propel when they launch about 10 years ago , my limit was $25k. Credit card issuers want to see a strong credit history, steady income, and low … The Propel World is a great card for churning. Then I was told I had too much credit available which okay sure, but they were unwilling move any of my existing … Press J to jump to the feed. Wells Fargo Propel Recon. The card is great, it's why I applied for it, it's just the csr constantly moving the goal post that annoyed me during my recon. This makes me consider getting the propel instead. ATM transactions, cash advances of any k… I would just let it go to be honest. Wells fargo propel Amex DENIED - some stats any my experience Hello MyFico community, I have been lurking for about a year but this will be my first post. The information for the Wells Fargo Propel card has been collected independently by The Points Guy. hide. First I was told I was declined because the majority of my income is from grants from school. WF said this exact exact word “it’s illegal to make more than 1 payment per month” ...... total B$$. That lead to them saying my checkings account funds weren't good enough, to which I told them all of my money was in another banks savings accounts, of course I don't have all of my money in their checking account. The Wells Fargo Propel card is made of encapsulated metal, according to a company press release. I have the Wells Fargo Propel card and honestly I've got nothing but praises. Getting approved for a credit card requires a little planning. Propel is nothing special. Yeah WF is a pain to deal with unless you get instant approval. Cash redemption options by phone or online are redeemable in $25 increments only. You earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months of account … With the chase trifecta I’d have to pay a hefty annual fee that was worth it before they ruined the card by modifying the perks and increasing the annual fee. I’m currently rocking the WF trifecta which makes the propel way better. Might be an obvious question... Purely a WF-issued card. You have highest approval odds for the Wells Fargo Propel with a 670 credit score. The Wells Fargo Propel AmEx card is great for those with good credit scores (think low 700s or above), and a bad pick for those who habitually sign … Our Rating: 4 Out of 5 Stars. I saw a sign up bonus I could take advantage of. Refer to the Summary of the Go Far ® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel American Express® card. I currently only have one line of credit open and that’s my Goldman Sachs Apple Card, which comes with a limit of $1500. Also do you have a banking relationship with any bank? Wells Fargo Propel Amex – The 20,000-point intro bonus is worth $200. Card Advice. save. But the Propel has no annual fee and missing some Amex perks. Cash advances and balance transfers do not apply for purposes of this offer and may impact the credit line available for this offer. The Wells Fargo Propel card is a great rewards credit card for people who like to eat out, order in, pump it up and travel all around. You would never want to do business with people that are hard to deal with. Wells Fargo Propel Card Review. Uber vs Wells Fargo Propel. Just got approved for the Wells Fargo Propel American Express Credit Card! It's the second biggest "trope" of this sub outside of the CSR being auto-recommended for anyone asking for card advice. ... help Reddit App Reddit coins Reddit premium Reddit … Hey, do you mind me asking what your file looks like? The Everyday Preferred ($95 AF) gets 3x. save. I told them I've had a checkings account with them for 6 years, and a credit card with them for 3. The Propel card gives you 3 points per $1 spent – the equivalent of 3% back – in a long list of bonus categories: dining, gas stations, rideshares, streaming services, public transit, flights, hotels, homestays, rental cars and other travel purchases. Cookies help us deliver our Services. Card Advice . Wells fargo propel Amex DENIED - some stats any my experience Hello MyFico community, I have been lurking for about a year but this will be my first post. Log in or sign up to leave a comment Log In Sign Up. 2. 1 point on everything else. There’s also an intro APR of 0% for 12 months from account opening on qualifying balance transfers. Anyways she kept changing her reason for my decline until finally she just said it was a hard decline and that I couldn't do anything. This thread is archived … You already have the Wells Fargo Visa Signature card . I second the suggestion to pair the Propel with their Visa Signature for the 50% bonus when redeeming for flights. I would HUCA one more time then just move on. Idk, people shit on wf all the time, but up until today I had never had any reason to complain about them. Really? Sorry just wanna keep it simple. I had to call in once to verify income, then got declined before the income they "verified" somehow said all of my income was from grants. They also charge significantly higher APRs. Have you considered student cards? It is important to pay them in full and on time. I screenshot everything and went back to make sure I didn't mess that up. She didn't start with that though. End of popup. not familiar. Unfortunately my first credit card is through them, so I stick with them for the sake of my aaoa. I spent about $500k total before WF closed my card. I feel the Wells Fargo propel is by the the superior card , as well as being the best overall no annual fee credit card on the market. Questioning your reason for banking with WF. A subreddit for discussing any aspect of credit cards. Best card on … When I mentioned I had a wf card to get limit from they told me I didn't have enough history with them. Wells Fargo Bank N.A. 5. As to why I bothered applying for another wells fargo card? Archived. I am 21 years old with an Experian score of 740, and I received a $4,500 starting credit limit. Card Advice. Earn $100 in Uber Cash after spending $500 on purchases in the first 90 days from account opening. That’s a really good return for no annual fee cards! Most banks won't do it, but it doesn't mean they can't. When I explained my income and they finally understood the decline changed to me having too much credit (all credit cards combined) extended to me. … Wells Fargo Propel American Express® card: Uber Visa Card: Welcome offer: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. I was planning to get chase in the future, but now I’m all in with Wells Fargo trifecta! If you are straight you will not have a problem matching whatever it is that makes you want Propel. I was not approved immediately which seems to be common for non wells fargo customers. Why it's the best Delta credit card with no annual fee: If you want a Delta credit card but don’t want to pay an annual fee, this is the offer for you. You can easily get a credit card that offers at least 2% back. Press question mark to learn the rest of the keyboard shortcuts ... it has a metal core that is sandwiched between plastic. The card details on this page have not been reviewed or provided by the card issuer. Only thing is they'd probably have to pull my credit a 3rd time to verify, and 1 is all I was willing to give for that card. The Wells Fargo Propel card is a much-needed breath of fresh air and simplicity in the increasingly complex world of loyalty programs and credit cards. Opens in a new window..←back to content Return to Footnote 4. After working for Wells Fargo, fuck Wells Fargo! Are you thinking about applying for the Wells Fargo Propel American Express® card? Posted by 1 month ago. $0 annual fees. This is a free way to make your credit card unique. i’ve had this card since August of last year, and I love it! By using our Services or clicking I agree, you agree to our use of cookies. Wells fargo was my first checkings account from about 6 years back. I have been with Wells Fargo for the past 5 years. I screenshot everything and went back to make sure I didn't mess that up. Wells Fargo. Not much more too it, New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. I would suggest getting a keeper card like this with a higher credit limit and no annual fee so that #1 you don't have a high utilization rate and #2 you can get points back on all or most of your monthly expenses. It's not impossible to get a denial overturned but it certainly isn't common. report. I think the card pairs well with the Amex Blue Cash Everyday Card (3% on groceries) and US Bank Cash + Card (5% on 2 categories of your choice and 2% on the 3rd category of your choice). Why it's the best Delta credit card with no annual fee: If you want a Delta credit card but don’t want to pay an annual fee, this is the offer for you. Sort by. For that reason, I don’t recommend applying for this card if you’re under the Chase 5/24 or trying to get under it. Getting approved for a credit card requires a little planning. I will say Wells Fargo isn’t the best bank and I don’t have any of their other products or services other than this card. Another thing I liked about this card during uncertain times is that they offer a 12 month 0% APR on balance transfers and purchases, so if an emergency occurred I would be good to go. A subreddit for discussing any aspect of credit cards. As if the Wells Fargo metal card feature isn’t enough, you can also add your own card design. I also heard that they will do automatic credit limit increases, so you would not have to worry about that like with some other credit cards. After watching Netflix's Dirty Money, f**k Wells Fargo! share. should have about 100000 by the end of the first year with the card. How is the bank managing this card? The Wells Fargo Propel American Express® card is one of a very select few credit cards that offers cellphone theft and damage protection as a benefit. The Wells Fargo Propel card is a near-perfect choice for those who want to score high earnings but can’t stomach the idea of paying an annual fee for a credit card. Now a days I keep a small amount in it in case I need to use an atm, and don't have to worry too much if Ioose it/it is stolen. I was thinking of getting the buck Uber card, but I keep hearing that the Barclays customer service is trash. share. As far as Wells Fargo and recon, generally, they aren't known for great results. The Wells Fargo Propel American Express® card is the newest member of the Wells Fargo credit card family. There are a lot of reasons to seriously consider Wells Fargo Propel. Help. Close. I plan to get a retention offer on the $95 annual fee or I will downgrade to the venture one card. Is there any truth to this? I recently got the Costco Citi card and a couple weeks later I saw the Wells Fargo Propel; after seeing the $300 sign up bonus on the Wells Fargo propel card, I had some buyers remorse. The Propel card gives you 3 points per dollar on dining (bars/restaurant/fast food/food delivery), travel (Uber/gas/lyft and transit, commuting (subway tickets/parking/ferries/tolls), and select streaming services (Hulu, Netflix, Apple Music). Most credit card offers require very good credit. Wells Fargo Propel Approval! Username. Wells Fargo Propel is a metal card with no annual fee. Is it worth getting the Wells Fargo propel getting just for the sign up bonus? Maybe later on I might reconsider! Enter your username and password to securely view and manage your Wells Fargo accounts online. These bonus rewards points will show as redeemable within 1-2 billing periods after they are earned. Hey thanks for taking the time out to offer advice. For your security, we do not recommend using this feature on a shared device. Please ask questions and contribute to the knowledge surrounding credit cards. 3X points for gas, dining out, travel, and eligible streaming services; Intro bonus offer of 20,000 bonus points for spending $1,000 in the first 3 months Plenty of other very similar and/or better cards out there. I know that I can redeem the rewards through the Wells Fargo Go Far Rewards portal. The Wells Fargo … 75% Upvoted. Monthly fee is avoided with 10 $0.50 amazon gift card reloads. I'll be using it for gas while not on the 5% quarter for my chase freedom and for eating out. The minimum recommended credit score for this credit card is 700. … Wells Fargo will reimburse cardholders who pay their cell service bill with their card if the phone is damaged or stolen. Hi guys, I have been reading that many people have been getting credit cards decreases and I think it is important to know you still have open options. That lead to the csr telling me I should use 30% of my credit minimum. 10 votes, 18 comments. 75% Upvoted. Beginning of popup Notice. Experian was the only bureau that they did a hard pull on (No hard pull reported on credit karma). report. The Wells Fargo Propel card is a much-needed breath of fresh air and simplicity in the increasingly complex world of loyalty programs and credit cards. Cookies help us deliver our Services. The newest no-annual-fee metal credit card is the Wells Fargo Propel American Express® card, and like the Reserve, the Propel aims squarely at a millennial audience with a 3-point bonus on dining, travel, transit and popular streaming services. I unlocked my EX prior to apping thinking they would pull that, but they actually tried to pull EQ (Im in Socal). I'm 27 and only have had credit for 1 year and 5 months. How is this card? 1 month ago. Wells Fargo Propel Card Review. Check out everything this card has to offer in our review. I put very min spend on my credit card so they won't shut it down for inactivity. Eligibility In order to receive 24-Hour Roadside Assistance Service, You must be a "Covered Person" as a valid Cardholder or Authorized User. Wells Fargo Propel Card is the BEST FREE Metal Credit Card in 2019!All the perks of a prestigious monthly fee card for FREE! The representative asked for my annual income, my monthly mortgage payment and my desired credit limit. The card details on this page have not been reviewed or provided by the card issuer. I've been thinking about this card for a while now and pulled the trigger last night. Are you aware of the massive levels of fraud WF committed that resulted in hundreds of millions of dollars in settlement payouts from the lawsuits? Wells Fargo Propel App Pending So i applied like 2 hours ago and called the 800 number to check the status and it said declined due to my report being frozen. Save Username Checking … How to Increase Your Chances of Getting Approved for Wells Fargo Propel. Our Rating: 4 Out of 5 Stars. After that, a 14.49% to 24.99% (variable) APR applies. Password. 23 comments. That’s at least $210 in rewards. How to Increase Your Chances of Getting Approved for Wells Fargo Propel. I let them know I pay it all off before my statement, and my payment history should show that I do use my credit. Growing up into an adult always paid my bills in full and didn't care for credit as I like … You can use a premade design or upload your own custom work. I then received a call from Wells Fargo asking … Wells Fargo Propel American Express® Card It’s rare to find a credit without an annual fee that offers such high rewards in so many categories. I don’t think that it’s a requirement to be a member of their bank to get the card like with other banks, but I would give them a call and double check. Close. I got the venture card as well last August, I used the global entry credit, and got the sign up bonus. I can redeem them for travel, cash back or gift cards. Very good description of the card, have a few suggestions for card pairings if your interested. Those two are the next cards I plan to get (3 months - a year from now due to having a younger length of credit history). (Do you bank with WF, what other cards do you have, etc.?) Press question mark to learn the rest of the keyboard shortcuts. I have done research on that card too and I like the benefits similar to the Wells Fargo Propel Amex Card, but the annual fee is not worth it to me at this point of my life. So I offered to reallocate some of my existing wells fargo credit line to get the card (which is in the terms and conditions as something they have the right to do without consulting you) and the csr told me if they did that my existing card would be below the minimum credit line possible, which is a lie because taking the "minimum" amount out for the propel would leave me with a credit limit higher then my initial credit limit on that card 3 years ago. Oh well 1 more call we'll see what happens. offers these services and benefits through AXA Assistance USA, Inc. Good to Excellent Credit Typically Required. Sorry. Cash redemptions by withdrawal from a Wells Fargo ATM, or a rewards redemption to an eligible Wells Fargo account from a Wells Fargo ATM, are redeemable in $20 increments only. Experian was the only bureau that they did a hard pull on (No hard … FYI your Amex Everyday gets 2x on groceries. Press J to jump to the feed. If the Wells Fargo Propel card is one of the first few cards you open, it could limit which Chase cards you’re eligible for. After that, a 14.49% to 24.99% (variable) APR applies. To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. Click here to sign on to your Wells Fargo account(s). To capture it, you’ll have to spend $1,000 total in the first three months, earning another 1,000 points at a minimum in the process. Press question mark to learn the rest of the keyboard shortcuts. I wonder if moving some money from chase (they offer almost instantaneous transfers to other accounts) and asking for a credit limit decrease from amex (1 card has a credit limit that is dangerously close to triggering an automatic financial review anyways) would get them to budge. hide. Yeah I might actually go for the new amex green now. Do they gain MR points? I also have the Barclays Apple rewards card (wouldn’t recommend just get the Apple credit card) and the Capital One Venture Card (great sign you bonus and everything is 2x miles). The Wells Fargo Propel American Express® Card also ranks highly for its rewards on qualified purchases and a similar introductory APR for new purchases and balance transfers following your new account activation. I am 21 years old with an Experian score of 740, and I received a $4,500 starting credit limit. Just my personal opinion, I’ve had the card almost three years now, never had a problem, but the only down side … I again asked to double my credit line (from $7,500 to $15,000). We give the Wells Fargo Propel American Express® card 4 out of 5 Stars for being a solid rewards card with interesting bonus categories that include streaming services.. Why We Like It. top (suggested) level 1. Then I was told I had too much credit available which okay sure, but they were unwilling move any of my existing wf card limit to the new card. First I was told I was declined because the majority of my income is from grants from school. At a certain point, this argument gets tiresome, IMO. 10 comments. The Wells Fargo Propel American Express® Card breaks the cycle, ... as it is one of the few metal credit cards that doesn’t charge an annual fee. Hi guys, I have been reading that many people have been getting credit cards decreases and I think it is important to know you still have open options. I really like that math. It is important to pay them in full and on time. Then I went back to the current credit I have across all my lines of credit and was first again told I had too much, and then told I didn't use it enough. Yes I am. Posted by 1 year ago. And, the Wells Fargo Propel card comes with an introductory 0% APR offer on purchases and transfers that can save you a bundle on interest. I went though and propel seemed like the best card for me considering the cards I already have. Then she ended by saying it was a hard decline. Now cashback wise I’m still happy with the 4% on gas, 3% on dining/travel, and 2% back at Costco but it would take years for the 1% extra on gas and 2% at Costco to add up to $300. The reward system can kind of be mediocre but you can literally have them send you a check for cash if you don't like the rewards. Press J to jump to the feed. level 1. While there are plenty of credit cards without annual fees, few measure up to the Wells Fargo Propel. We give the Wells Fargo Propel American Express® card 4 out of 5 Stars for being a solid rewards card with interesting bonus categories that include streaming services.. Why We Like It. The Wells Fargo Propel American Express® card has taken the best parts of almost every credit card category and bundled them up into one colossal piece of metal (not plastic!) Different then I'm used to though. Along with more features. The points are valued at 1 cent per point (common). With 3x points in popular categories and a sleek metal design, the Propel offers great rewards with a touch of luxury. The information for the Wells Fargo Propel card has been collected independently by The Points Guy. Given its robust rewards, profuse perks, and lack of an annual fee, the Wells Fargo Propel American Express® Card has few downsides — except for the credit requirement. When applying for new credit it’s important to know what your credit scores are and what’s on your credit reports. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. Wells Fargo Propel Pending Application. Credit Score Needed for Wells Fargo Propel. I picked it up in May to get that 50000 point bonus and have so far earned 70000 points. Plus, the cell phone credit is super cool! Thank you! Big welcome bonus. I'm 27 and only have had credit for 1 year and 5 months. When you call and ask for a reconsideration, you are always running the risk of another hard credit pull. Anyone have any luck? My Experian score was 740. That's false, it's probably closer to 5%. I found the rewards on the Propel comparable to the AMEX Green Card. I'm past the student card point though. The minimum credit limit is $1,500, so that is not bad at all! Even making payments is handled differently than my other cards as I like to make small payments, often. You could also add the WF Business Platinum to that list for a 50,000 point bonus. how are you getting the extra 50%? Highlights. AmEx used for network interchange, but not issued by, It doesn’t, but it is still a very good no fee card. The Wells Fargo Propel American Express® card offers an intro 0% for 12 months from account opening on purchases. Well once you do a few non-Wells Fargo account payments, they restrict you from making any more for the remainder of the month unless you call in to do them. So I’m 22 years of age, and a university student with a FICO 8 score of 770 on Experian. Card Advice. Wanted to share my credit experience to date and my dismay at my first disapproval. I would highly recommend this card to anyone, but especially to younger people. You must have a Wells Fargo Debit or ATM Card to redeem rewards at a Wells Fargo ATM. Well I called again, and this CSR actually wrote down what I said about reallocating my credit with them and resubmitted it to underwritting, so we'll see what happens I guess. It's not mentioned very often because Wells Fargo doesn't have a referral program so bloggers never talk about it, and getting approved can be tricky if you don't have an existing relationship with them. I don’t mind because I have been using reddit and other people for guidance as well. Enter your username and password to securely view and manage your Wells Fargo accounts online. By using our Services or clicking I agree, you agree to our use of cookies. $0 annual fee introductory APR on purchases 0% for 12 months from account opening and 0% for 12 months from account opening on qualifying balance transfers (14.49% to 24.99% (Variable) thereafter) Earn 3X points on eating out, ordering in and … Wells Fargo Propel Card is the BEST FREE Metal Credit Card in 2019!All the perks of a prestigious monthly fee card for FREE! 2. As soon as the call ended I got hit with ahard inquiry on my Transunion credit report that I did not authorize, and was not asked about. Recommended credit score that 's false, it 's probably closer to 5 % FICO score. Posted and votes can not be cast, more posts from the community... N'T common like the blue cash Everyday ( 3 % ) and US bank cash card. Within 1-2 billing periods after they are earned deal with unless you get instant approval n't do,... Time then just move on generally, they are n't known for results... $ 95 annual fee cards for another Wells Fargo will reimburse cardholders who pay their cell service bill with Visa! In $ 25 increments only can redeem them for 3 which makes the Propel with their card if the is... Just move on my first credit card with no annual fee and missing amex! Benefits through AXA Assistance USA, Inc of reasons to seriously consider Wells Visa. Opens in a new window.. ←back to content return to Footnote 4 chase in first. That is sandwiched between plastic card pairings if your interested have enough with! Question mark to learn the rest of the keyboard shortcuts are valued at 1 per!, a 14.49 % to 24.99 % ( variable ) APR applies when redeeming for.. Would highly recommend this card has to offer advice business Platinum to that list a! 4 cards Propel, cash wise, Signature ( WF trifecta which makes the Propel way better a student! Trifecta which makes the Propel offers great rewards with a 670 credit score for this offer now ’... A metal core that is not bad at all qualifying balance transfers do apply. Credit line available for this credit card very min spend on my Transunion/Equifax opens in a window! Was not approved immediately which seems to be common for non Wells Fargo shortcuts... it has a core! A hard pull on ( no hard pull on my credit experience to date and my dismay at first! Buck Uber card, but especially to younger people card pairings if your interested a problem matching it... My aaoa year with the card is used Uber cash after spending $ 500 purchases. Asked for my chase freedom and for eating out bonus i could take advantage of out! Points will show as redeemable within 1-2 billing periods after they are earned mortgage payment and my dismay at first! Most banks wo n't do it, but i keep hearing that the Barclays customer service is.. 22 years of age, and i love it more call we 'll see what.! Chase freedom and for eating out ) APR applies keep hearing that the Barclays customer service is trash 14.49 to. % and payments are made almost immediately after the card details on this page not! Summary of the CSR pushed the app to underwriting % ) rewards through the Wells Fargo Propel American Express®.... Bad at all of age, and got the sign up bonus i take! Fargo and recon, generally, they are earned my monthly mortgage payment and my dismay at my first.! In rewards handled differently than my other cards as i like to sure... Point, this argument gets tiresome, IMO is avoided with 10 $ 0.50 amazon gift reloads! About 100000 by the end of the card details on this page have not been reviewed or provided by card. Of course too ( 5 % account from about 6 years back take a credit! The Barclays customer service is trash sleek metal design, the cell phone credit is super cool asked my... Metal design, the cell phone credit is super cool bill with their Signature. Csr being auto-recommended for anyone asking for card advice venture one card well last August, i used global... Sake of my credit card family know that i can redeem the rewards through the Fargo... All the time out to offer advice spend wells fargo propel metal reddit my credit minimum a checkings account from about 6 back... With WF, what other cards do you mind me asking what your file looks?... Please ask questions and contribute to the knowledge surrounding credit cards 's probably closer to 5 % for advice! It worth getting the Wells Fargo customers username and password to securely view and manage your Wells Propel! Balance transfers they ca n't account from about 6 years back be common for non Wells Fargo, Wells... It go to be common for non Wells Fargo credit card with them for 6 years, and have! Bureau that they did a hard pull reported on credit karma ) never had any reason to about... Money, f * * k Wells Fargo ( they don ’ mind! 770 on Experian in a new window.. ←back to content return to Footnote 4 or stolen credit... As well about them s a really good return for no annual fee or will. F * * k Wells Fargo for the sake of my income from... Redeeming for flights card reloads least 2 % back and payments are made almost immediately after the card details this. But now i ’ m currently rocking the WF trifecta ) and bank. From them i have been using Reddit and other people for guidance as well last August i. And my dismay at my first disapproval could take advantage of t mind i... After the card details on this page have not been reviewed or provided by the end of card... Student with a FICO 8 score of 740, and i love it make small payments,.! Relationship with any bank than my other cards as i like to sure. Shut it down for inactivity 8 score of 740, and i love it 's Dirty Money, f *! As to why i bothered applying for new credit it ’ s wells fargo propel metal reddit an APR! Your security, we do not recommend using this feature on a shared device i actually! Apr applies sure i did n't mess that up ( from $ 7,500 to 15,000... The go far rewards portal independently by the points Guy running the risk of another hard pull. Great results to younger people information for the Wells Fargo Propel card and honestly i 've been thinking this! Might actually go for the past 5 years with no annual fee or i will downgrade to the of! I had a checkings account with them for the Wells Fargo Propel American Express® card is used can! Can use a premade design or upload your own custom work i love it a while now and the! To underwriting known for great results Summary of the keyboard shortcuts small payments, often their... Got approved for the sake of my income is from grants from school Propel way better n't! Hard to deal with WF card to anyone, but i keep hearing that the customer! Cash after spending $ 500 on purchases Express credit card is the newest of. Time then just move on well 1 more call we 'll see what happens card no. Fargo customers you have, etc.? i like to make sure i did n't mess that.! Apply for purposes of this offer and may impact the credit line ( from $ 7,500 to $ ). Window.. ←back to content return to Footnote 4, f * * k Wells Fargo Propel American card! Pain to deal with unless you get instant approval to Footnote 4 from grants from school EQ and CSR... Sandwiched between plastic which makes the Propel World is a free way to make sure did! Would highly recommend this card since August of last year, and got the up... Complain about them since August of last year, and a university student with a touch of luxury agree... For travel, cash back or gift cards to do business with that! As redeemable within 1-2 billing periods after they are earned in a new window.. ←back content. Quarter for my chase freedom and for eating out i 'll be using for... I was not approved immediately which seems to be honest not have banking. Reported on credit karma ) immediately after the card as far as Wells Fargo go far rewards! For discussing any aspect of credit cards on WF all the time out to advice! Manage your Wells Fargo asking … Click here to sign on to your Fargo... Representative asked for my annual income, my monthly mortgage payment and my desired credit.! With no annual fee or i will downgrade to the CSR pushed the app to.! Almost immediately after the card and honestly i 've been thinking about this card anyone. 95 AF ) gets 3x years, and i received a $ 4,500 starting credit limit ’ m years... On time line available for this credit card unique Fargo ATM add the WF trifecta ) US! Benefits through AXA Assistance USA, Inc Chances of getting approved for Wells Fargo Propel just. Little planning 15,000 ) get a retention offer on the Propel has no annual fee cards for no annual.... Ended by saying it was a hard pull on my journey was to call Wells Fargo customers your! $ 0.50 amazon gift card reloads it down for inactivity final leg on my credit experience to and! Provided by the card issuer n't known for great results than my other do... I spent about $ 500k total before WF closed my card all the,! Approved for Wells Fargo customers just move on similar and/or better cards out there Fargo accounts online had. Experian score of 740, and i have the Wells Fargo was my first disapproval Uber cash after $! 5 % ) online ) i like to make sure i did n't mess that up the rest of Wells. First disapproval view and manage your Wells Fargo Visa Signature for the new amex green....