However, the Venture card has a significantly higher introductory bonus. Email. 11. Editor's Note: The Chase Sapphire Preferred® Card's 80,000-point welcome bonus mentioned below is no longer available. Wells Fargo AmEX Propel vs Chase Sapphire Preferred. Rewards dilemma: Wells Fargo Propel, or Chase Sapphire Reserve? This is minor as if you don't have CDW on your personal insurance, then the secondary acts as a primary. 5 / 5. Wells Fargo AmEX Propel vs Chase Sapphire Preferred. Cash advances and balance transfers do not apply for purposes of this offer and may impact the credit line available for this offer. 3x travel. Editorial Note: This content is not provided by Wells Fargo. I own 2 other credit cards. August 30, 2019. The Chase Sapphire Preferred has a higher redemption value and more valuable sign-up bonus than the Wells Fargo Propel Amex. but I guess it depends on preference to what you would like to do and financial situation, New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. But that might only be CSR). Archived. Chase only allows one card from the Sapphire family, meaning if you have a Sapphire Reserve you will not qualify for the Sapphire Preferred. The Bank of America vs. Chase vs. Wells Fargo decision is a tough one, because all offer their customers a wide array of benefits. The card details on this page have not been reviewed or provided by the card issuer. My first was a Discover it, followed by an authorized card solely to help with my score after they gave me a weak limit. Please ask questions and contribute to the knowledge surrounding credit cards. That is advantageous because with the Wells Fargo Visa Signature your points are worth 1.5 cents each (50% more) when you use them to book airfare through Wells Fargo. Wells Fargo Propel Card vs Chase Sapphire Reserve. Reddit member u/CFD191 has a question about redeeming the Wells Fargo Go Far Rewards as they might close their Wells Fargo Propel American Express® card. The Wells Fargo is a great, no-annual fee rewards card that earns a great return on travel, dining, gas station, and streaming services. If you have the Chase Sapphire Preferred Card or Chase Ink Business Preferred® Credit Card, each point is worth 1.25 cents each. Press J to jump to the feed. Propel has lost luggage reimbursement and car rental insurance. Why do people mostly prefer the CSP over the propel? Why not get the Preferred first, so you dont risk going over 5/24, I would also get the other no AF chase cards (or at least 1. Archived. Chase Sapphire Preferred. Apply Now on Chase's secure site. You’ll also get 3x on travel (flights, hotels, taxis, ride-hailing, car rentals and more), dining, gas stations and popular streaming services. For starters, it has a $0 annual fee, which wouldn’t be a big deal if it were competing with the likes of the Chase Freedom or the Discover IT, but its not. Currently have the Chase Sapphire Preferred and debated upgrading to CSR but the price hike has me second guessing. However, they have a current rewards balance of $15 and need $25 to request a cash statement credit. Chase Sapphire Reserve. You also have flexible redemption options that make award travel easy. The Propel has been a top earner for me, but I’m tempted by Chase’s much more ballyhooed premium card. Reddit. Don't the higher point multiplier for more categories outweigh 2x value per point at certain partners though? Press J to jump to the feed. 11. 3x gas. Read our comparison chart below. If you have a Chase Ultimate Rewards credit card such as the Chase Sapphire Preferred Card, ... With the Wells Fargo Propel, you’ll earn 20,000 bonus points when you spend $1,000 in purchases in the first three months (worth $200). ATM transactions, cash advances of any kind, balance transfers, SUPERCHE… That said, you could downgrade your Sapphire … CSP earns 2x on rideshare, it's considered travel. Read Wells Fargo Propel Review Read Wells Fargo Cash Wise Review; Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. The Wells Fargo card is a cheaper option. Card Advice. Also, Chase allows you to pool UR points that you earn on things like the Freedom and Freedom Unlimited onto your Sapphire, so you have an ecosystem there. Points can be transferred 1:1 to airline and hotel partners. Is it still worthwhile to open the card? That's the bare minimum value you should accept for UR points. Redeeming Wells Fargo Go Far Rewards. Wells Fargo Propel American Express® card and Visa Signature cards give you more earning power toward paid flights than the CSR, in addition to valuable cell phone insurance and a higher combined welcome bonus. How does it compare to Wells Fargo Propel? The fact that you only get 1:1 redemption for travel compared to CSP's 1.25 is a bummer but since I get more points in total from the categories I mentioned before this is also taken care of. The Chase Sapphire Reserve is a premium travel card that carries a hefty annual fee while offering annual travel credits, lounge access, a boost in point value, great returns on travel & dining, and much more. In reality, you can get much better value, upwards of 2 cents per point, by transferring points to partner airlines and hotels. Articles on Chase Freedom Unlimited® Chase Freedom Unlimited. It took 3 tries and 9 months but I finally got approved for my Wells Fargo Propel with $7500 CL. Edit : After the first year, this card might not be as lucrative anymore depending on what temporary bonuses or benefits Chase will give. Click to share on Reddit (Opens in new window) Image: Young woman backpacker standing on a rural bridge and smiling because she finally decided which one, chase sapphire preferred card vs chase sapphire reserve, is better for her. Wells Fargo Propel American Express vs. Chase Freedom Flex℠ If you have the tolerance to track rotating bonus categories, there’s a good chance that the Chase … I personally would go CSP for the 80k bonus and no foreign transaction fee. Best Wells Fargo Credit Cards. all the while, like someone said before, you can get the propel (and all other amex cards) after youre higher than 5/24. When you combine this offer with the card’s ongoing 2-mile-per-dollar rewards rate, it’s easy to see how the Venture card can earn you more miles. The Chase Sapphire Reserve annual fee is going up to $550 starting January 12, 2020, a $100 increase. Chase Sapphire Preferred is one of the most popular travel reward cards. Log In Sign Up. SHARE: Tweet. You do not have to use our links, but you help support CreditDonkey if you do. Citi DoubleCash and a 1% back starter card from my bank. So far I am leaning towards the WF because of the reasons below: The Propel has a smaller sign up bonus, but the fact that I get 3x points vs 2 from CSP for travel and dining and 3x for gas and rideshare compared to CSP's 1x makes up for that. Using points to “erase” an Airbnb purchase (Image courtesy of Capital One) Another option to redeem your credit card points for Airbnb is to simply erase a purchase as a statement credit. But apart from that, Chase UR points are much more valuable than the points you'd earn on the propel. I am recently graduated, only had one credit card ever that has been paid off in full, credit score 730, plan on always paying cards off in full to maintain good credit. You won't be dealing with AmEx customer service, you'll be dealing with Wells Fargo. (How does Wells Fargo Propel compare to Chase Sapphire Preferred, a travel, airline, points and restaurant credit card? When I previously applied I had $23,000 which was definitely hurting me. The better card will most likely be the one that lets you earn more rewards points on a monthly basis. by Ted Rossman. Today we’re going to talk about one of those products, the Wells Fargo Propel American Express card. Share. Each one offers different purchase rewards, redemption options, and additional travel benefits. The Sapphire preferred has an annual fee the Propel does not. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. We receive compensation if you apply and get approved for a card through links in our content. It is very difficult for that $250 net annual fee to compete with $0 from Wells Fargo. The propel card will give you 3x on on so many categories, some of which are the same categories that the … Do you have a simple explanation of the math for why the CSP is better? The information for the Wells Fargo Propel has been collected independently by Million Mile Secrets. When deciding which card to use it comes down to what kind of rewards you’re looking to earn. Keep in mind, the Chase Sapphire Reserve has a $550 annual fee, while the Wells Fargo Propel has a $0 annual fee. Chase is a CreditDonkey partner. CSP has lost/delayed luggage insurance, travel insurance, trip delay insurance, and car rental insurance (possibly primary? Hey everyone! EDIT: Will be traveling to Caribbean, Cancun, London and Montenegro in the upcoming year ideally I’d like the card that gives me the best chance to get discounted if not free airfare. Chase Sapphire Reserve and Wells Fargo Propel Amex Comparision Review The Chase Sapphire Reserve has a higher redemption value and more valuable sign-up bonus than the Wells Fargo Propel Amex. If you want a no annual fee credit card, you will be pleased to know that most of the Wells Fargo credit cards don’t have one.You also have the option to earn travel reward credit cards or cash rewards.. Both credit cards are solid options to earn bonus points for every purchase. Absolutely go for the CSP right now because the 80,000 sign up bonus alone is fantastic for international travel on a variety of airlines, as well as good redemptions for Hyatts. Close • Posted by 1 hour ago. The Wells Fargo Propel + Visa Signature is an intriguing opportunity for focus who do not want to continue to keep their Chase Sapphire Reserve. 3x streaming service. Posted by 11 months ago. To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. Posted by 1 year ago. I’m a longtime member of the cash back club, but the … The 1.25 redemption rate on the CSP should be considered a floor, not a ceiling. Around $10,000 left in student loans. Then in a year you can PC down to the CFU or CF, keep the CSP, or upgrade to the CSR. The no annual fee is a huge bonus, and they're both metal cards which is cool. Wells Fargo and Chase are similar in many ways. Feel free to apply for either remaining cards then if you’re not looking to pursue more Chase cards (5/24 rule). The current offer is … With the CSP you get Chase points which are much more valuable for travel since they can also be transferred to partners getting almost twice the value per point if you pick the right partners. Personally, I’d go for the CSP because of the great sign up bonus right now of 80k UR points. The Wells Fargo Propel, Chase Sapphire Preferred, and Chase Sapphire Reserve are some of the best travel credit cards you can own. 3 year average account history vs 2 years and some change. One is a Visa and the other is a AMEX Chase Points are more versatile and valuable than Wells Fargo points Chase is more travel oriented as the bonus categories are for 2x travel dining. Related Posts: Chase Sapphire Preferred or Capital One Venture. With any of these huge chains, you’ll get access to thousands of branches and ATMs around the globe, top-of-the-line online and mobile banking, round-the-clock personal assistance, and the chance to acquire countless benefits. Most people don't get the Propel because it's Wells Fargo. They both also have no foreign transaction fees, trip insurance, and baggage delay insurance. Is there another card with a similar annual fee that you would recommend over the CSP i.e. Best for. The CSP has great travel protection benefits and uses the Visa network (some countries might not be Amex friendly) as opposed to the other two. These bonus rewards points will show as redeemable within 1-2 billing periods after they are earned. With a $200 cash back offer and no annual fee, does Chase Freedom Unlimited live up to the hype? There are elevated SUBs for the Amex Gold of 60k and 75k points. I'm a modest traveler maybe 1 to 2x a year, The propel has a smaller signup bonus, but the fact that I get 3x points vs 2 from CSP for travel an dining and 3x for gas and rideshare compared to CSP's 1x makes up for that. 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